Buy a car? Need minimum liability required. Buy a house? Got to have a homeowners’ policy. Living and breathing? Government says you better have health coverage or else. So why does it seem then that those insurance companies that we hire and pay regular monthly premiums to continue to fight so hard against acting in [..]
Stand Up to Insurers with a Florida Bad Faith Insurance Attorney
After taking out an insurance policy and shelling out costly premiums every month, it can come as a shock when insurance companies do not treat you fairly.
Insurance companies are obliged to act in the best interests of their clients, but they often fail to live up to this standard. Insurance companies are first and foremost businesses, and many will try just about anything to secure maximum profits—even if it means undervaluing or entirely denying your claim. When an insurance company refuses to process your claim fairly, this may constitute bad faith insurance. Under the Florida Unfair Claims Practices Act (UFCA), this is against the law.
At The Injury Law Firm of South Florida, our personal injury lawyers see this all the time. Though Florida law requires insurance companies to honor their contracts in good faith, many will bend the law as far as they can to protect their bottom line. If your insurance company has denied or undervalued your claim in bad faith, you may be able to challenge their decision through a Florida bad faith insurance lawsuit.
Florida Bad Faith Lawyers Who Have Handled All Kinds of Cases
Bad faith is something may be committed by virtually every type of insurer, including auto, health, homeowners, and disability insurance companies. Common examples of insurance bad faith practices include:
- Misrepresenting facts or policy provisions
- Failure to investigate your claim in a timely manner
- Failure to investigate your claim completely
- Failure to affirm or deny coverage in a timely manner
- Unreasonable denial of payment
- Unreasonable attempt to undervalue a claim
- Unfairly refusing to settle claims
- Termination of insurance policy after a claim is filed
- Abusive or unreasonable processing of claims
If you believe you have been a victim of unfair insurance practices, you may be able to bring a civil action against the company if you suffer harm or damages because of their actions. Our seasoned bad faith lawyers have helped clients dealing with bad faith situations to understand their rights and options for years. With our guidance, they were able to pursue bad faith insurance litigation and receive the fair and just compensation that they needed and deserved – while holding insurers accountable for their bad practices so that they will be less likely to cheat others in the same way.
As seasoned denied policy claims lawyers, we are familiar with all the tricks and underhanded tactics insurers use to get out of paying you the money you deserve. If you believe your insurance company has denied, delayed, or undervalued your claim, we encourage you to contact our legal team. We can investigate your case and ensure you are able to obtain every cent that your family needs to recover and move on with your lives.
Bad Faith Insurance in Florida: Injury Attorneys Tell You What You Need to Know
Bad faith insurance occurs when an insurance company denies a valid insurance claim for no reason. In Florida, there are two primary types of bad faith insurance claims: first-party bad faith insurance claims and third-party bad faith insurance claims.
First-party bad faith insurance claims. This type of claim occurs when you—the insured policy holder— take action against an insurance company for failing to settle your insurance claim in good faith. You may pursue a first-party bad faith claim if your insurance company has refused coverage, delayed your payments, or underpaid you for your losses.
Third-party bad faith insurance claims. This type of claim usually involves situations where an insurance company fails to settle a third-party claim against you within your policy limits, thus exposing you to liability for damages beyond your coverage. If your insurance company fails to adequately defend you within the limits where they could and should have done so, you may be able to file a third-party bad faith insurance claim against them.
This type of claim could also arise if you make a claim against someone else’s insurance policy. For instance, if you were insured in an accident due to the negligence of another person, their insurance company has a duty to compensate you for your losses. Like your own insurance company, the third-party’s insurance company has a responsibility to settle your claim in a prompt and fair manner.
If the court finds that your insurance company acted in bad faith, you may be able to recover the full value of your claim, as well as compensation for any losses and damages you suffered as a result of them denying your claim in bad faith. This could include compensation for emotional distress, attorney fees, and punitive damages.
Do not let your insurance company get away with unfair, deceptive, or greedy practices. Consult with a knowledgeable bad faith insurance lawyer, who can help you navigate Florida’s complex bad faith laws and pursue your right to a fair settlement. Insurance companies are often backed by a team of aggressive lawyers to protect themselves against bad faith insurance claim, so you will need an equally aggressive lawyer if you hope to stand up to them and achieve the best possible outcome for your case.
The bad faith insurance lawyers at The Injury Law Firm of South Florida are not afraid to go up against even the largest insurance companies when it comes to defending your rights. We have the talent, experience, and resources you need to fight back against major insurance companies and obtain the compensation you need and deserve. With our team of tough legal experts in your corner, you will be in the best position possible to secure a favorable outcome for your first-party or third-party bad faith claim.
Don’t Let Insurers Skirt the Law – Contact the Law Offices of The Injury Law Firm of South Florida and Defend Your Right to a Fair Settlement
The team at The Injury Law Firm of South Florida has successfully worked with clients across Florida to aggressively pursue bad faith claims against insurance companies. Over the years, our innovative strategies and our tenacious spirit have earned us a reputation as a firm that is not afraid to push hard for our clients.
If you believe that you have been a victim of bath faith insurance practices, we urge you to contact our offices as soon as possible. Our attorneys would be honored to help you and your family pursue the compensation you deserve.
You can call us at 954-764-7377 in Fort Lauderdale, 561-209-2100 in Boca Raton & West Palm Beach, or Toll-Free at 877-566-8759. We work on a contingency basis—meaning that you will pay nothing until we recover damages—and your first consultation is always free.